They say 20% and 15%. Your bank statement says otherwise.
OnlyFans versus Fanvue looks like one line of arithmetic. 20% against 15%, Fanvue wins, done. That arithmetic isn't wrong, but it isn't the whole bill. Payout minimums, withdrawal fees, hold times and promo spend all move the real number. On a modest month they can eat most of the five-point difference. here's the comparison run on a concrete month, with every deduction in the open.
Say a creator clears $1,000 gross in a month. Subscriptions bring $600, pay-per-view messages $300, tips $100. That split matches how real accounts earn. Same month, run through each platform. Subscription pricing, PPV pricing and tip behaviour don't differ enough between the two sites to change the comparison, so gross stays fixed.
OnlyFans keeps 20% of everything. Subscriptions, PPV, tips, all of it. On $1,000 that's $200, leaving $800. Fanvue charges 15%. It has run that rate since a 2026 repricing cut it from 20% to compete on cost. On the same $1,000 that's $150, leaving $850. So the headline gap is $50 a month per $1,000 earned, or $600 a year at that run rate.
Here the marketing percentages start lying by omission. Neither platform pays continuously. You request payouts, and each withdrawal route carries its own price. OnlyFans pays creators by ACH or international bank transfer. ACH inside the US is free; international transfers run $3 to $25 depending on the receiving bank, and many non-US banks add their own incoming-wire fee, $10 to $15. Fanvue leans on smaller payout providers and international rails. Its per-withdrawal costs vary by country, in the same annoying way. We covered the mechanics in detail in our payout methods comparison.
For monthly withdrawals to a non-US bank, budget about $15 in combined fees on either platform. The fees match, so the $50 gap survives this round intact. Withdraw more often on one platform and it narrows.
Both platforms hold earnings in pending status before they clear. Chargeback protection drives the delay. OnlyFans earnings clear on a rolling basis that keeps recent income unavailable for withdrawal for several days after it's spent by a fan. Fanvue runs a comparable clearing delay. The practical difference isn't the delay itself but payout processing: requests batch and land in your bank within one to five business days on both. Neither pays faster on a regular basis, so treat speed claims from promoters with suspicion. If cashflow timing matters, both hold recent money and neither pays same-day.
Fees bite hardest at the margin, though. At $9.99 a month, OnlyFans keeps $2.00 per fan and Fanvue keeps $1.50. Netting $2,000 a month after fees at that price takes about 250 active subscribers on OnlyFans, versus about 236 on Fanvue. We walked the full subscriber-count ladder, PPV and tips included, in the Fanvue income math breakdown. Short version: five points buys back about one month of income per year at any run rate. Real, rarely decisive.
Still, the bigger economic difference between the platforms isn't in the fee schedule. OnlyFans has the audience: it's still the default search term, the default link-in-bio, and the place where paid promo and shoutout economics are deepest, which is why so many creators run Fanvue as a second storefront rather than a replacement. Fanvue has been faster on product, notably AI-era features like voice notes, and is the friendlier platform for AI-generated creators, something we looked at separately in the Fanvue AI explainer.
Promo spend is the real line item. Discovery traffic costs you on either site: paid page promos on OnlyFans, or off-platform advertising. A creator spending $100 a month on promos to hold a $1,000 month has already erased double the fee gap. Judge platforms on all-in cost per net dollar, fees plus promo plus payout costs. On that metric the platform where your audience already sits wins, even with the higher cut.
On identical audiences, take the 15 per cent. Five points is five points. But audiences aren't identical, and for most creators the decision isn't either-or. The working pattern most creators land on: OnlyFans as the primary store where discovery happens, Fanvue as the lower-fee home for fans you bring yourself. The five points compound there, on your most loyal revenue. If you're starting from zero audience, start where the search traffic is and revisit once you have fans who follow you rather than the platform. The fee worth optimising is the one you pay on fans you imported yourself.